Australian Test Cricket Champion Mike Hussey

Mike Hussey is a former Australian test cricket player. His nickname is Mr Cricket. He was placed at world’s top ranked ODI batsman in 2006. He scored 15,313 runs in first class for Western Australia. He bagged the ICC One Day International player of the year award in 2006 and also he was named in ICC World XI. In T20 World Cup 2010 semi final match against Pakistan he made a stunned performance with a innings of 60 runs off 24 balls. In the same year he played for the CSK and won the Championship league title. He was taken by Chennai Super Kings in the year 2011 of IPL for Dollar 425,000 at the auctions. In 2012 he scored 89 against India in Boxing Day Test. He hit 3 centuries, two against SA and 1 against Sri Lanka.

Hussey played test series during the Australian summer 2010/2011 season he hit century against South Africa and 272 partnerships with Clarke. In 2011, tour in test series he was awarded as the MOM award. He played for all Ashes Test matches in 2009 in England and scored 276 runs in just 8 innings. In his first 2012 test match he scored unbeaten 150 runs and also he scored 344 run partnerships with Michael Clarke. During Warne Muralidaran Trophy he scored 6 test centuries with 133 in 249 balls against Sri Lanka. Mike Hussey profile was impressed by all the young Australian cricketers and he bagged many Man of the match award in test series. In April 2006 Hussey set a record to reach 1000 runs and also he was placed at the top 10 rank in LG ICC Cricket Rankings. He was taken by Chennai Super Kings in the year 2011 of IPL for Dollar 425,000 at the auctions.

He played totally 79 Tests including 6235, 19 hundreds and 29 50′s, 185 ODI, 38 T20Is, 273 First class with 331 highest scores, 381 List A and 91 Twenty20 matches. Hussey is a left hand batsman and right arm medium bowler. In 2013 IPL match he played for CSK and scored 6 won the match by 4 wickets with just 1 ball remaining. He played for Western Australia against Tasmania in List A Ryobi One-Day Cup 2013 but unfortunately his team lost this match. During the Frank Worrell Trophy 2005 season he played for Australia against West Indies and Australia won the match by 379 runs. Ponting scored century including 149. He announced his retirement in 2012 after the Boxing Day Test match.

Test Cricket Achiever Andrew Flintoff

Andrew Flintoff is a former English cricketer who played for Lancashire County Cricket Club, Chennai Super Kings and England. His nick name is nicknamed Freddie Flintoff. During 2009 Ashes series he made available for future commitments in One Day International and Twenty20 International series matches. He made his professional boxing debut on 30 November 2012. He got ICC Award for one-day player of the year. In 2009 he announced his retirement at the end of Ashes series. From the year 2012 he made his profession as a boxer. His major teams are England, ICC World XI Chennai Super Kings and Lancashire. He played totally 79 test matches made 3845 runs including 5 centuries and 26 half century, 282 List A, 29 Twenty 20, 183 First class and 141 ODI matches. In 2000 he hit 135 not out in the Quarter-finals of the Natwest Trophy against Surrey team. In the year 2004 he was named as a Wisden Cricketer of the Year. During 2004 Nat West One Day International (ODI) Series he scored two consecutive centuries in the series and hitting seven sixes in one innings.

In 2005 he shared the Sir Garfield Sobers Trophy for the ICC player of the year award with Jacques Kallis of South Africa. In 2006 Flintoff was gifted with Freedom of the City award for Preston. During 2006-07 Commonwealth Bank Series One Day International matches Flintoff also captained England. In 2009 IPL Chennai Super kings bought Flintoff for USD 1,550,000 – $600,000 above his base price of USD 950,000. Andrew Flintoff profile is good and inspiration achievement gives boost to the youngster cricket players. His one of the wonderful achievement was Flintoff is only the 7th player to have batted on all 5 days of a Test match, achieving this feat at Mohali, in the same match in which he broke the sixes record. He currently holds 14 Guinness World Records in aid of Sport Relief. He is also the 9th highest English run-scorer in ODI matches, with a total of 2975 runs.

During Twenty 20 Cup 2009 the match was played between Lancashire and Derbyshire, Lancashire won the match by 56 runs, he scored 93. In 5th ODI series England cricket team won the match by 26 he scored just 3 runs. In 1998 SA in England test series, England team won by 8 wickets against South Africa he scored 17. During 1999 Cola Coal cup Pakistan won by 90 runs against England – Flintoff scored half century in this season.

Cosigner for Auto Loan – What you need to know before signing the Contract

Many a times while you are looking at your car loan contract, you may come across the term ‘cosigner’. A cosigner can be anyone. He/she can be someone from your family or your group of friends. Basically, a cosigner is someone who guarantees that if you cannot pay back the loan, they will be legally responsible to pay back the debt.

Key Requirements:

There are a few requirements which are essential if you plan to get a cosigner for your loan.

1. Mutual Consent

The cosigner must be willing to sign the contract and pledge that he/she will pay the due amount as per the agreement, in case you are not able to make the payments. The guarantee is always taken in writing and the lender will not accept a verbal commitment.

2. Proof of an Income Source

At the time of signing the contract, proper evidence of sufficient income must be provided. If your cosigner is employed with an organization, he/she will have to provide his pay-stubs. If he/she is self- employed, then income tax return slips will become necessary. In case of failing to provide the proof of an income source, the lender may disapprove your loan application.

3. Stability

Sometimes, potential lenders may dig deep to cross check your cosigner’s stability. They might want to check the cosigner’s reputation in the community along with his/her work tenure with the employer. They consider the cosigner as a part of your ‘team’ while approving the loan.

The Risk Factor

Apart from the requirements, you must consider the following risks before involving a cosigner:

>>The major risk is the risk of financial setback to the cosigner. By agreeing to lend you a helping hand, the cosigner risks lowering his/her own credit score.

>>The lender will sue the cosigner if he/she fails to repay the loan. So, it is advisable to pay off the loan on your own and not depend entirely on the cosigner.

>>A cosigner cannot shy away from his/her responsibility after signing the contract. Hence, he/she is liable for your auto loan. It might lead to disagreements between you and the cosigner.

In the end, it is a personal decision to opt for a cosigner. The agreement between you and your cosigner must be clear from the beginning. It will ensure that there is no scope for confusion in the future. Remember a mature car buyer will not make others liable for his/her expenses and make monthly payments responsibly.